Daily Life of a Transmigrating Villain - Chapter 95 - - Taking Loan

Ronnie, a college student with a boring life has everything around him change when his whole world is turned upside down by a woman he accidentally summons while trying to summon a magical familiar as a game.His peaceful and tranquil days are disrupted as he tries to help her fit into human society while also searching for a way to break their bond.Hell further breaks loose when he discovers that his familiar is indeed the demon queen and mysterious forces start trying to eliminate him for reasons unknown.He struggles to protect himself, adjusting to having a demon queen in his life, and understanding his growing feelings for her.

※ This book contains coercive relationships and violent scenes. Please be aware before proceeding.※ The names, locations, and characters mentioned in this book are entirely fictional.The calculation method of gamblers is truly peculiar.They lend money at exorbitant interest rates to those who haven’t even spent any money as collateral.For 15 years, Hongju has been collecting debts from housemates while being tied to collateral.One day, a man appears, claiming he will invest in the house.A rich fool, a money tree.The housemates called him Mookyung.“As long as you do as I say, I’ll help you.”Mookyung makes a suspicious proposal, offering to repay the debts in exchange for house information.Why would he make such a proposal to a debtor who is already struggling?Still, there is suspicion about him…“Do you think I’m a swindler right now?”“No.”“You shouldn’t. It’s all too obvious. Swindlers can tell just by looking.”Hongju has no choice but to accept that proposal.Growing up on scraps, he knows exactly where to stretch his legs.

This was a fragmented and disorganized world, this was a place that had been forgotten.

In an alternate modern world, where people could summon their own beastly companions, His journey was anything but ordinary.As the college entrance exams loomed, He found himself the subject of ridicule for his choice of a companion – a small, seemingly inconsequential snowball known as an ornamental pet.“”Little Snowball? Merely a decorative trifle, utterly useless.””“”Why bother with a pet that lacks the capability to evolve?””“”Its potential is pitifully inadequate. It’s destined to remain stagnant for its entire life.””“”Dreaming of the Familiar Academy? Utterly impossible.””He was bombarded with questions, scorn, and derision.But what they didn’t know was his unique ability – he could unlock the maximum potential of any Beast Evolution!With a calm demeanor, he gazed at the pet panel, visible only to him.“”Hidden evolution route!””“”Queen’s Path: a route of boundless potential. It can ascend to the regal King class.””From Little Snowball to Ice Crystal Soul, from Snow Girl to Ice Blue Girl, and ultimately, the formidable Extreme Ice Queen… the transformation was breathtaking.Now, armed with the power to unleash the fullest potential of any beast, he faced his doubters with a bold challenge.“”Who dares to call my Snowball useless now?””The stage was set for an extraordinary journey, where potential defied expectations and a small snowball could ascend to royal heights. Who would have the last laugh in this tale of evolution and triumph?