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... was, the moment the predetermined time arrived, a “repayment” mechanism would be triggered.

And because of such power, the “banker” had acquired an extraordinary trait called “deposit,” which meant the ability to temporarily exceed the maximum limit of his spiritual power, mental power, and life force by up to twice!

However, there was another mechanism known as “bad debts”…

As long as the borrower killed the “banker,” the “repayment” would not be triggered.

“It’s ...

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Notes:

Any R-rated scenes will be denoted by a '*' followed by an 'R' with the number of 'R's showing how much of it is R-rated. '*R' would be around 25%, '*RR' would be about 50% and '*RRR' would most likely be the entire chapter.

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