MTL - Start From Soul Society and Cutting Through All the Worlds - Chapter 378 Sun Wukong: I actually have two brothers!

Accidentally reborn as the son of the distant cousin of the Squib, the mother of Harry Potter’s friend Ron, and lived in this world as the second generation of Squib for eleven years.

He originally planned to be an accountant like his father in the future, but he didn’t expect fate to play a joke on him, and he didn’t know the slightest bit of magic, but he received the exact same envelope as his sister on his eleventh birthday.

Due to the expectations of his parents, he reluctantly accepted the reality, but inadvertently discovered another secret…

- Description from novelbuddy

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

Xu Yuan transmigrated to a parallel world where everyone became lords. Initially, he thought he would be a lord too. To his surprise, he became the Dark Demonic Dragon, a starter hero awaiting to be summoned by a lord. He also awakened the Dragon God Cultivation System.

[Transformation of the Dark: You can level up quickly by staying in the dark.]

[Slumber of the Dragon God: For the Dragon God, sleeping means residing in the dark.]

[Rejuvenation of the Demonic Dragon: You can revive using the power of the dark. Your basic attribute points will increase every time you revive.]

[The Blade of the Hidden Wings: This is a dark attribute AoE skill. It can annihilate all enemies within the area of effect.]

[Unlimited Devouring: The skills of your enemy shall be yours now. Unleash this skill to devour your enemy and acquire their skills.]

…

Su Wan, a beautiful lord, had no doubt that she could easily become the most powerful lord in the universe.

She felt her heart beating fast when she first saw her starter hero dazzle amidst the flashing summoning light.

Unbeknownst to her, her nightmare was about to unfold.

While other heroes devoted themselves to training day and night in order to level up, her hero goofed around and showed no effort to improve himself.

While other heroes charged into the enemy’s base and valiantly killed off their foes, her hero hid in their base and slept soundly.

…

As time passed, Su Wan slowly discovered that there was more to her hero than met the eye.

The youngest daughter of the famous Sheng Family who has been lost for seventeen years has returned! Since she was brought up by a rural mute granny, many people think her life has been ruined and can’t wait to see how she disgraces the Sheng Family!