Rakuin no Monshou - Volume 5, Chapter 6: The Strategist’s Plan

The World was thrown into chaos with the arrival of monsters but the humans were given a chance of awakening powers.The MC who was once used to read stories like that was now reincarnated in such world.This is his story on how he would proceed in this troublesome world.

After an unexpected accident, An Luo was reborn as the young master of a business family. Even as his grandfather’s favored grandson, he seems to only be a cannon fodder in the brothers’ struggle to seize power. However, the most frightening thing is… the strange emotions that flicker in his little brother’s eyes as he looks at him. At that moment, overwhelmed by his brother, An Luo angrily thought: Could it be that he is doomed to never escape this vicious cycle of “brotherly love”?

An Luo(frowning): After rebirth, I don’t want to be together with some strange person.

Someone(suddenly appearing in the back, smiling): What did older brother just say?

An Luo: …Nothing.

- Description from Novelupdates

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.