X-Dragon Era-Chapter 647 - s So Exaggerated_4

Ignoring Chu Rui's adoring gaze, Xin Yun picked up the third coin and gently passed it to her. Up close, the whole coin was solid, with a steel ring on the outside and a solid gold round on the inside. The surface was engraved with a ferocious black spider, while the back featured an expansive spiderweb!

As Chu Rui examined the coin, Xin Yun explained, "This is a gold yuan. Most of it is made from steel that will never rust, and the core part is gold. Hence, this currency is quite expensive and won't be carried in large amounts, eliminating the need for a hole in the center. A solid form is better."

After scrutinizing the coin a few times, Chu Rui couldn't help but glance at the fourth coin. Seeing this, Xin Yun quickly handed over the next one and narrated, "This is a spirit yuan. It is entirely carved from Spirit Stone. On the front is a beautiful butterfly with outspread wings, and on the back are silhouettes of various butterfly forms. Nothing new, really."

Praise-filled, Chu Rui took the coin, carved entirely from Spirit Stone and radiant with a faint purple luster, wishing she could just pocket it immediately—it was an absolute work of art... And, not to mention its artistic value, the material alone was worth a hundred Gold Coins!

Watching Chu Rui fawn over the coin, Xin Yun shook his head with a smile and handed her the last coin. Subconsciously accepting it, Chu Rui finally set the butterfly coin down and turned to look at the fifth and final coin.

"Ah!" She gasped. One look, and Chu Rui's face turned to shock, incredulous at what she held in her hand. Was this... really a coin?

Upon closer inspection, it was a pure gold card, the size and thickness of a bank card from Earth. Made from gold, the front bore the image of a giant dragon—precisely the one commanded by Xin Yun, Yinglong. However... this dragon was anything but simple: it was crafted from Spirit Stone, as if a dragon had been carved out of Spirit Stone and then set into the card, which likely was the case. The intricacy of the work was astonishing!

Undoubtedly, it was an unprecedented piece of art, the ultimate collectible. But such a form of currency, wasn't it a bit too large? If everyone carried such coins, it would be no different from hauling around bars of gold and silver.

In response to Chu Rui's query, Xin Yun said with a smile, "This is not currency. I call it the Dragon Card, a card that only those with identity, status, and vast wealth have the privilege to own!"

"Hmm?" Confused, Chu Rui flipped over the exquisite card in her hands and asked, "But although the card is beautiful, what's the use of having it? It doesn't seem like something you can spend as money."

Taking a deep breath, Xin Yun proudly stated, "No... this is not money, but it represents money. In fact... this Dragon Card is simply a voucher for deposit and withdrawal transactions, which can be done at any bank. Thus... from this perspective, the card signifies money, and indeed, limitless amounts of money."

Hissing in breath, Chu Rui sharply inhaled as she grasped the implications from Xin Yun's explanation. With her intelligence, she quickly realized the function of this card—it could represent three trillion silver! Yet three trillion silver would be replaced by just this card. However, the real question was, where did all that silver go?

Staring at Chu Rui in her dazed state, Xin Yun grinned and said, "Now you understand, don't you? This Dragon Card is the first step in my plan to amass gold and silver. Once all the wealthy start using these cards, all their gold and silver will fall into my hands. That's when a bank truly becomes a bank, a monopolist in currency issuance and market pricing!"

Struggling to swallow, Chu Rui, though brilliant, was starting to get overwhelmed by the complexities of the banking system. If executed well, it was indeed possible to accumulate the wealth of the entire world, all for the cost of some paper and cards.

Lost in thought, Xin Yun continued, "Initially, we will stick to metallic currency. As the bank progresses, we will switch to paper money. Once that arrives, any piece of paper with a number on it becomes money. When we reach that stage, all the gold and silver in the world will gather in our hands, and the so-called currency will be nothing more than paper."

"My God..." Clutching her head tightly, Chu Rui was completely overwhelmed by Xin Yun's bank scheme. If he truly implemented his plan, he would simply need a pile of paper to exchange for all the gold and silver in the world.

Gazing at Xin Yun with wild eyes, Chu Rui screamed, "Oh, heavens, how did you even come up with this? This is basically robbery!"

Chortling, Xin Yun disdainfully curled his lip and said, "Please, robbery isn't nearly this quick. Just print a few papers and you can exchange money—that's way faster than stealing. I would never stoop to such a menial act devoid of sophistication as robbery."

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Looking at the amused Xin Yun, Chu Rui clenched her fists tightly. The bank plan was by far the most ingenious, outrageous, and exaggerated plan she had ever heard of. Could this really have been conceived by a person?